{"product_id":"pre-order-approx-4-6-business-days-personal-finance-15th-edition-by-e-thomas-garman-9798214057224-zz-6d9f2","title":"*PRE-ORDER, APPROX 4-6 BUSINESS DAYS* Personal Finance 15th Edition by E. Thomas Garman 9798214057224 [ZZ]","description":"\u003cp\u003ePaperback, Cengage\u003c\/p\u003e\n\u003cp\u003e\"Personal Finance,\" 15th Edition, introduces students to personal financial management with a practical, reader-friendly approach. Using a step-by-step presentation, students dig into how to save and invest, manage risk, plan for taxes, decrease credit card debt and build a low-stress financial future. This edition has been revised with special attention to our future selves, with the intention of bringing the reader closer to the challenges and opportunities in the financial life cycle. In \"notes from our future selves,\" students will find actionable recommendations that show them how to protect their financial future. Numerous examples illustrate how to achieve long-term financial goals by calculating the financial equivalence between the present and the future. The Cengage learning platform MindTap brings examples into practice with innovative exercises and applications.\u003c\/p\u003e\n\u003cdiv class=\"ceng-productCollapsibleSection_header is-open\" data-type=\"toggle\" data-group=\"Section Heading\"\u003e\n\u003ch2\u003eWhat's New\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"ceng-productCollapsibleSection_body\"\u003e\n\u003cdiv id=\"whats-new\" class=\"container-fluid prod-details__new\"\u003e\n\u003cdiv class=\"ceng-productWhatsNew\"\u003e\n\u003cul class=\"ceng-productWhatsNew_list\"\u003e\n\u003cli\u003eComplete updated real-world financial information throughout the text includes recent changes to income taxes through the One Big Beautiful Bill Act (OBBBA).\u003c\/li\u003e\n\u003cli\u003eThe text includes digital assets and digital currency for a balanced discussion of such products with a financial plan.\u003c\/li\u003e\n\u003cli\u003eA revised solutions manual with additional ideas for classroom applications is included.\u003c\/li\u003e\n\u003cli\u003eUpdated personal financial planning worksheets integrate students’ own finances into learning. 70 worksheets span the lifecycle, from career planning to wills.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cdiv class=\"ceng-productCollapsibleSection_header is-open\" data-type=\"toggle\" data-group=\"Section Heading\"\u003e\n\u003ch2\u003eFeatures\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"ceng-productCollapsibleSection_body\"\u003e\n\u003cdiv class=\"ceng-productFeatures\"\u003e\n\u003cul class=\"ceng-productFeatures_featureList ceng-productFeatures_featureList--columns\"\u003e\n\u003cli\u003eBoxed features spotlight learning tools and financial resources, offering actionable worksheets throughout each chapter that build into a full financial plan.\u003c\/li\u003e\n\u003cli\u003eTo Do Soon lists start each chapter and emphasize financially related tasks to complete in the next few months to start the journey toward financial security.\u003c\/li\u003e\n\u003cli\u003eDid You Know boxes highlight important, and often surprising, financial numbers and statistics updated with each edition related to the chapter's subject.\u003c\/li\u003e\n\u003cli\u003eTax Consequences boxes show how taxes affect financial choices, helping readers assess the impact of income taxes -- such as differences between mutual fund and stock investing.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"Scorpio Bookstore","offers":[{"title":"New","offer_id":43529498525755,"sku":"8U6URZ-6330","price":344.95,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0369\/1895\/1995\/files\/1779219899251BY7A15NUMSQUST86UFZF.png?v=1779219933","url":"https:\/\/www.scorpiobookstore.com\/products\/pre-order-approx-4-6-business-days-personal-finance-15th-edition-by-e-thomas-garman-9798214057224-zz-6d9f2","provider":"Scorpio Bookstore","version":"1.0","type":"link"}