*PRE-ORDER, APPROX 4-6 BUSINESS DAYS* Personal Financial Planning 16th Edition by Randy Billingsley 9780357987872 [ZZ]

Paperback, Cengage

Provide students with a solid framework, meaningful context and critical skills for solving key personal financial planning problems with Billingsley/Gitman/Joehnk's leading PERSONAL FINANCIAL PLANNING, 16th Edition. Examples and practical illustrations complement a common sense, intuitive approach ideal for students to learn how to improve spending habits, ask a financial adviser the right questions, budget effectively, choose the right bank, determine whether to buy or lease a car, select the best credit card, recognize what's most important in buying a home, invest wisely and plan for retirement. The use of spreadsheets is integrated to supplement the use of financial calculators in making personal financial decisions. The latest tax information and financial market rates and data strengthen this edition, while MindTap online course solution enhances students' financial understanding.